Runway: how long your money lasts
Runway is how many months your money would last at your current pace. Enter the money you could live on, and AI Budgie works out the rest from your records.
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Enter the money you could live on: checking, savings and cash, not investments.
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AI Budgie works out how many months it lasts at your pace.
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Try cutting a category, say dining out by 20%, and see how much longer it lasts.
Enter what you could live on
AI Budgie doesn’t connect to your bank, so it won’t guess your balance. Enter the money you could live on: checking, savings and cash, not investments. You can use your savings account’s balance with one tap.
How it’s worked out
It divides that balance by your average net spending (what goes out less what comes in) over your last full months. It shows once you have a full month of records. If more comes in than goes out, there’s no runway to worry about.
What if you cut back?
Pick a category and a cut, say dining out by 20%, and see the new runway. A few tries a month are free; Premium has unlimited ones.
You can share an image of your runway: it shows only the number of months, never your balance or spending.