Family: share a budget with your household
Family gives up to 6 people Premium and one shared monthly budget. Everyone signs in with their own account, and each person’s own spending stays private unless they choose to share it.
On this page
Start a household
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Go to Household, name it and choose Create household. You become its owner and pay for Family once it’s created.
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Invite the people you live with. Each gets an email with a link that works once, for 7 days, and signs in with their own account. Give each a role: parent, adult or teen.
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Add children’s profiles: a nickname, a rough age and a monthly allowance split into spend, save and give. Children don’t need an account.
- Owner: pays for the household and manages who’s in it.
- Parent: plans the shared budget and looks after teens and children.
- Adult: shares the budget and keeps their own spending private.
- Teen: has an allowance, and sees only what’s meant for them.
The shared budget
Shared categories, transactions and goals are what the household plans and spends together. Owners and parents plan it; anyone can add to the household’s goals. Each adult can say what they contribute this month: only that amount is shared, never their full income.
- Rent$0 / $2,200
- Groceries$0 / $900
- Utilities$0 / $300
- Alex$95 left
- Sam$140 left
- MiaTeen$32 left
What stays private
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Everyone keeps their own budget, with every transaction in it.
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The household sees only your allowance as a total, what’s left of it, and the contribution you declare. Never what you bought.
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You can choose to give one other adult full access to your budget, in People → Share private budget. Only they see the lines themselves.
Managing someone else’s budget
Some couples keep one person in charge of the money. If another adult gives you access to their budget, you can keep it for them: record their spending, plan their months and tidy their categories.
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When someone shares their budget with you, a notification says so.
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Choose their name in the budget switcher at the top. Budget, Transactions, Reports and the assistant all follow it.
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While you manage their budget, the app is framed in purple: a banner, the page’s border, and the Budget, Transactions and Reports tabs. What you change, here or through the assistant, is saved to their budget with your name; the assistant’s button reads Save to, followed by their name.
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Tap Back to mine to return to your own budget.
What you can do: see their full history, including income, plans, categories and transactions, and add, change or delete any of them. You can also read their reports.
What you can’t: export their data, or use their savings, recurring transactions, imports or account settings.
- Every change you make is recorded with your name. They see who changed what kind of item and when, and an edited transaction’s history shows what changed.
- Messages and receipt photos you send for them count against your own assistant limits.
- Access goes one way. For you to share yours back, you give it separately. Each person can share with one adult at a time.
- It ends at once when they remove it, when either of you leaves the household, or when the household closes.
Teens and children
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A teen has their own account. Supervised: parents see the transactions they add from then on, never earlier ones. Private: parents see their allowance totals only.
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A child uses Child Mode on their own device. A parent opens it there with a one-time link, and the child’s PIN opens it each time. Their allowance shows as spend, save and give.
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A child can ask a parent for something. Nothing counts until a parent approves it, and then it becomes a shared transaction or savings.