Your privacy and your data
AI Budgie never connects to your bank. Here is what is sent to an AI service, what is kept, and how to export or delete your data.
No bank connection
You never give AI Budgie your bank login. Everything in it is what you record, scan or import yourself.
What goes to the AI service
- Assistant: your messages in the conversation and your list of categories. The conversation isn’t stored; only transactions you confirm are saved.
- Receipts: the photo, made smaller on your device first. It isn’t kept once it’s been read.
- Summaries: monthly totals and category names, never single transactions. The Overview summary can be turned off in Account.
- CSV import: shop descriptions to suggest categories, and only for files whose columns can’t be told apart, the column names and first five rows.
Our AI features use OpenAI’s API, which doesn’t use data sent through it to train its models. Child Mode sends nothing to any AI.
Export your data
With Premium, export your transactions for any date range from the Transactions page (Import / export → Export CSV).
Delete your account
In Account, under Your data, choose Delete account. Your account and everything in it are deleted right away, and it can’t be undone.
The full details are in the privacy policy.
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