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Free budgeting tools

Calculators and a template for the money questions people ask most: how to split your income, how much to save, and how to get out of debt. All free, with nothing to sign up for.

  • Monthly budget template

    Fill in your income and spending by category, see what’s left, and download it for Excel or Google Sheets.

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  • 50/30/20 budget calculator

    Split your take-home pay into needs, wants and savings in seconds.

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  • Savings goal calculator

    How much to put away each month and each week to reach a goal by your deadline.

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  • Emergency fund calculator

    How big your safety net should be, and how long it takes to build.

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  • Debt payoff calculator

    Snowball or avalanche: when you’ll be debt-free and how much interest each one saves.

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