7 Mint alternatives for Canada and the US (2026)
Mint closed on March 23, 2024. Intuit sent everyone to Credit Karma, which is good at credit scores but doesn’t do monthly category budgets; in Canada, it has no budgets at all. If you’re still looking for somewhere to put your spending, you’re far from alone.
This page is an honest comparison: what Mint did that we don’t, what we do instead, and how to bring your Mint history with you.
7 Mint alternatives, compared
Every app below can take over from Mint in some way, and each one leaves something out. Prices are monthly unless noted.
1.AI BudgieOurs
30 days free, then US$4.99/month (C$6.99 in Canada)Best for: A monthly budget by category without linking your bank.
You add spending in a sentence or a receipt photo, and it imports Mint’s transactions.csv. No bank sync: every purchase is added by you.
2.Monarch Money
US$14.99/month or US$99.99/yearBest for: The closest thing to Mint: bank sync, investments and net worth.
Connects to 13,000+ institutions through Plaid and MX and imports Mint CSVs. Billed in USD; TD, RBC and BMO connect less reliably.
3.YNAB
US$14.99/month or US$109/yearBest for: A strict zero-based method: give every dollar a job.
Direct Import covers US and select Canadian banks. One subscription covers up to six people.
4.EveryDollar
Free version; Premium US$79.99/yearBest for: Zero-based budgeting in the US, entered by hand for free.
Bank sync is Premium. Outside the US only the free version on the website works.
5.Rocket Money
Free version; Premium about US$7–14/monthBest for: Americans who mostly want to find and cancel subscriptions.
Works by linking US bank accounts and is available only in the US.
6.Goodbudget
Free version; Premium about US$80/yearBest for: Envelope budgeting, entered by hand, at no cost.
The free version limits how many envelopes and accounts you can have.
7.Credit Karma
FreeBest for: Credit scores. It’s where Intuit moved Mint users.
It has no monthly category budgets, and in Canada no budgets at all.
Prices as published in October 2026, in US dollars unless noted. Check each app’s own site before you choose.
Sources: Monarch · YNAB · EveryDollar · Rocket Money · Goodbudget (costbench) · Credit Karma Canada
AI Budgie, Mint, YNAB, Monarch, EveryDollar and Rocket Money
| AI Budgie | Mint | YNAB | Monarch | EveryDollar | Rocket Money | |
|---|---|---|---|---|---|---|
| Bank login required | NoYou add purchases yourself | YesThat was how it worked. It shut down on March 23, 2024 | NoOptional. You can type every purchase | PartlyBuilt around bank sync. A CSV import also exists | NoNot on the free plan. Premium adds US bank sync | YesUS banks. Adding a purchase by hand is a paid feature |
| Free plan you can keep | No30-day trial, then paid | Was free, paid for by ads. The app is closed | No34-day trial, then paid | No7-day trial, then paid | YesFree plan. Bank sync is paid | YesFree plan. Some tools are paid |
| Available in Canada | YesMade in Canada. Amounts in CAD. No bank login | NoMint Canada ended the same day, March 23, 2024 | YesSelect Canadian banks. Billed in USD | PartlySome Canadian banks, often unreliable. Billed in USD | PartlyOutside the US, only the free version on the website | NoUS only |
| Add a purchase by sentence or photo | YesType one sentence, or send a receipt photo | NoPurchases came from the bank | NoTyped in, or imported | NoFrom the bank, or a CSV | NoA form, filled in by hand | NoFrom linked US banks |
Mint closed on March 23, 2024, in Canada and the US. Prices are left out of this table on purpose. “Free plan” means you can keep using it without paying, not a short trial. Checked October 2026 from the same public pages cited on this site’s other comparisons.
If you’re budgeting in Canada
Mint Canada ended on March 23, 2024, the same day as Mint in the US. Credit Karma in Canada has no budgets. AI Budgie is made in British Columbia. Amounts stay in Canadian dollars, and Premium is C$6.99 a month after a 30-day trial (US$4.99 a month outside Canada).
You never link a Canadian bank. Add a purchase in a sentence or from a receipt photo, or import a CSV you download from your bank’s own site. To compare eight apps on bank linking, price and family sharing, see the best budgeting apps without bank linking in Canada.
We don’t sell your data. You can delete your account and everything in it at any time. The privacy policy says what is sent to OpenAI and what we keep. For what you can use without paying, see free budgeting apps in Canada.
AI Budgie compared with Mint and Monarch Money
| AI Budgie | Mint (closed March 2024) | Monarch Money | |
|---|---|---|---|
| Price | 30-day free trial, then US$4.99/month (C$6.99 in Canada) | Was free, paid for by ads and card offers | US$14.99/month or US$99.99/year |
| Monthly budget by category | Yes | Yes | Yes |
| Bank sync | NoYou add purchases yourself | Yes | YesThrough Plaid and MX; some Canadian banks are less reliable |
| How a purchase gets in | Type one sentence: “Starbucks yesterday, 5 bucks” | Pulled in from your bank | Pulled in from your bank |
| Imports your Mint transactions.csv | YesColumns matched for you | — | Yes |
| Billed in | USD; CAD in Canada | — | USD |
Prices as published in September 2026. Mint is shown as it was, for reference.
What Mint did that AI Budgie doesn’t
- Bank sync. Mint pulled every transaction in from your bank. AI Budgie doesn’t connect to banks, and we won’t pretend it does.
- Net worth and bills in one place. Mint tracked investments, loans and bill due dates. AI Budgie is about your monthly budget and spending.
- A phone app from the app store. AI Budgie is a web app: it works in your phone’s browser, but there’s nothing to download yet.
Why Mint people are still looking
Mint wasn’t replaced; it was folded into a credit-score app. Credit Karma shows your accounts and transactions, but the thing many people used Mint for, a monthly limit for groceries, dining out and the rest, isn’t there. Canadians lost budgets entirely.
The paid replacements are good, but they cost around US$100 a year and are built around bank connections, which break now and then and still leave categories to fix by hand. In Canada it’s harder still: they’re billed in US dollars, and Canadian banks tend to be the flaky ones.
What AI Budgie does instead
No bank sync. Instead, adding a purchase takes one sentence: tell the assistant “Loblaws 86, groceries” and it’s categorized and counted against your budget. Bank sync saves typing, but it still leaves you going back to fix categories later; here you see each purchase once, as you add it, already in the right place.
Try everything for 30 days: a monthly budget by category, transactions with recurring bills, reports, savings goals, and 5 AI messages a day. Importing a CSV is part of Premium. No ads, and we never sell your data. It speaks English and 中文, and amounts are in your own currency.
Bring your Mint history in 5 minutes
Years of Mint data don’t have to stay behind. If you have your Mint transactions.csv, AI Budgie reads it as it is.
Step 1: Find your Mint file
- Look for transactions.csv in your Downloads or backups: it’s the file Mint’s “Download my transactions” button made before March 23, 2024.
- Keep it as a .csv: no need to open or change it in a spreadsheet first.
Didn’t download it in time? Intuit’s Data & Privacy page can still send you your Mint data, usually within a few days, but as JSON rather than CSV, which AI Budgie can’t read yet.
Step 2: Upload it to AI Budgie
Create an account and start Premium (importing is part of it), then open Transactions and choose Import CSV. Drop in transactions.csv.
Step 3: Check the columns, then import
Date, description, amount, and debit or credit are matched for you. Mint categories with the same name as yours are filed straight away; the rest come in uncategorized, ready to sort. Glance at the preview, then import. Duplicates are skipped if you import the same file twice.
Pick up where Mint left off
Free for 30 days, no card. Bring your Mint history, set a budget, and add today’s coffee in one sentence.
Start my free trial and import my Mint dataNo bank sync, on purpose. Your data isn’t sold or used for ads.
Questions about leaving Mint
What replaced Mint?
Intuit moved Mint users to Credit Karma when Mint closed on March 23, 2024. Credit Karma shows your accounts and credit score, but it doesn’t have Mint’s monthly category budgets. People who want budgets have moved to apps such as Monarch Money or YNAB, which are paid and sync with banks, or AI Budgie, which has a 30-day free trial and has you add purchases in a sentence.
What replaced Mint in Canada?
Nothing from Intuit: Mint Canada ended on March 23, 2024, and Credit Karma in Canada has no budgets. AI Budgie is made in Canada, works in Canadian dollars, and has a 30-day free trial. Monarch Money and YNAB also work in Canada but are billed in US dollars.
Is Mint still available in Canada?
No. Intuit Mint closed in Canada and the US on March 23, 2024, and the Mint app and mint.com no longer sign in. Canadian Mint accounts weren’t moved anywhere with budgets: Credit Karma in Canada shows your credit score but has no budgeting. To keep a monthly budget in Canadian dollars, you need a different app, such as the ones compared above.
Is there a free Mint alternative?
Credit Karma is free, but it has no category budgets. AI Budgie isn’t free: you get 30 days with everything (monthly budgets by category, transactions, reports, savings goals and an AI assistant), then it’s US$4.99 a month, or C$6.99 in Canada. If you want a budget that costs nothing, our monthly budget template is free, with no sign-up.
Can I still export my Mint data?
Mint’s “Download my transactions” button ended with Mint. Intuit’s Data & Privacy page can still send you your Mint data on request, as JSON files. If you saved transactions.csv before March 2024, AI Budgie imports it directly with Premium; it can’t read the JSON files yet.
Does AI Budgie connect to my bank like Mint did?
No. AI Budgie has no bank sync. You add a purchase by typing it, like “Starbucks yesterday, 5 bucks”, or import a CSV from your bank. Nothing about your bank login ever reaches us.
Mint, Credit Karma, Monarch Money, YNAB, EveryDollar and Rocket Money are trademarks of their owners. AI Budgie isn’t affiliated with them. Prices in the detailed table were checked in September 2026; the wider table leaves prices out.