AI Budgie · AI budgeting appBudget by talking, not by linking your bank

No bank connection required. Add transactions yourself or import a CSV.

Tell AI Budgie “Starbucks yesterday, 5 bucks.” It drafts the date, amount and category; you confirm before it updates your budget.

Web app · works in any browser · 30 days free, no card · then US$4.99/mo (C$6.99/mo in Canada)

Example conversation

You type “Starbucks yesterday, 5 bucks”. AI Budgie drafts a $5.00 Dining out expense dated yesterday; you tap Record it, and it is recorded.

Example: recording a receipt photo

You send a photo of a Green Market receipt. AI Budgie reads the shop, date and total and drafts an $86.42 Groceries expense dated Oct 11; you tap Record it, and it is recorded.

Personal
SeptemberExample month
Left to spend$0$0 of $4,800 used
  • Rent$0 / $1,850
  • Groceries$0 / $500
  • Transit$0 / $120
  • Dining out$0 / $180
  • Phone & internet$0 / $130
  • On track
  • Close to the limit
  • Over budget

A personal budget you will actually keep

Your income, minus what you’ve spent, is what’s left to spend. Every category has its own limit, and its bar shows how much of it is gone.

  • What’s left, at a glance
  • A limit for each category
  • A heads-up before you go over
Start your budget free30 days free. No bank connection needed.See all features
Family
The Lee family4 people · Example household
Left in the shared budget$0$0 spent of $3,400 planned
Shared budget
  • Rent$0 / $2,200
  • Groceries$0 / $900
  • Utilities$0 / $300
Allowances: only what’s left is shared
  • Alex$95 left
  • Sam$140 left
  • MiaTeen$32 left
Saving together · Summer trip$0 / $3,000

Budget together as a family, and keep your own spending your own

One shared budget for the rent, the groceries and what you save for together, for up to 6 people. Everyone signs in with their own account.

Shared with the household

  • Shared categories: rent, groceries, bills
  • The purchases filed under them
  • Goals you save for together
  • What each adult says they put in this month

Only you see

  • Your own budget and every purchase in it
  • Your full income
  • The household sees just your allowance total and what’s left of it

How someone joins

The owner invites them by email. The link works once, for 7 days, and they sign in with their own account as a parent, adult or teen. Children get a profile and need no account.

How Family works, step by step
Reports
Plan vs. actual
Example data
Plan vs. actual
MonthPlannedActual
Apr$3,200$2,980
May$3,200$3,090
Jun$3,200$3,410
Jul$3,250$3,120
Aug$3,250$3,380
Sep$3,250$3,040
Where it went in Sep
  • Rent61%
  • Groceries20%
  • Dining out11%
  • Transit8%

See the pattern, not just the month

Everything you record feeds three charts, so the monthly check-in takes a glance instead of a spreadsheet.

  • Where it went
  • Plan vs. actual
  • One category over time
Goal · Emergency fund

Saving $400 a month gets you there by next July

Change the amount and AI Budgie moves the date, so a goal is a plan instead of a wish.

$0of $6,000
53% saved

Four steps, then a monthly check-in

Set it up once. After that, budgeting is a short conversation with yourself at the end of each month.

  1. Step 1

    Add what you earn

    Pay, side work, anything that lands in your account each month.

    Read the guide
  2. Step 2

    Sort what you spend

    Tell AI Budgie what you spent; it sorts it into your categories. You confirm.

    Read the guide
  3. Step 3

    Set the limits

    Pick a number for each category. Adjust it whenever life changes.

    Read the guide
  4. Step 4

    Check in monthly

    See what worked, move what did not, and carry the rest forward.

    Read the guide
  • Never asks for your bank login
  • Your data is never sold or used for ads
  • Delete your account and data any time
  • Made in British Columbia, Canada

How we handle your data · About

Switching from Mint, or budgeting in Canada?Mint alternativeBudgeting app for Canada

Demos · 1 minute each

See it work before you sign up

One minute on your own budget, one on a family’s. Each has captions, so you can watch with the sound off. Nothing is saved until you confirm it.

Your budgetSign up, then record a coffee in one sentence
FamilyWhat the household shares, and what stays yours