AI Budgie
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AI budgeting

Budget by talking, not by linking your bank.

No bank connection required. Add transactions yourself or import a CSV.

Tell AI Budgie “Starbucks yesterday, 5 bucks.” It drafts the date, amount and category; you confirm before it updates your budget.

Record your first transaction freeSee how it works
Example conversation

You type “Starbucks yesterday, 5 bucks”. AI Budgie drafts a $5.00 Dining out expense dated yesterday; you tap Record it, and it is recorded.

A budget you will actually keep

Most budgets fail because they take an evening to update. This one takes a sentence, and turns a month of income and spending into a plan you can act on: what you can spend today, where the money went, and what you are saving for.

  • Record it by saying it

    Type it the way you’d text a friend. AI Budgie picks the category and the date; you confirm with one tap.

  • See the month at a glance

    Income in, spending out, and what is actually left — one number you can trust before you spend it.

  • Budgets per category

    Give rent, groceries and the fun money their own limits. AI Budgie tells you when one is running hot.

  • Turn a goal into a plan

    Set a savings target, record each deposit and see how your monthly contribution moves the estimated finish date.

SeptemberExample month
Left to spend$0$0 of $4,800 used
  • Rent$0 / $1,850
  • Groceries$0 / $500
  • Transit$0 / $120
  • Dining out$0 / $180
  • Phone & internet$0 / $130
  • On track
  • Close to the limit
  • Over budget

Four steps, then a monthly check-in

Set it up once. After that, budgeting is a short conversation with yourself at the end of each month.

  1. Step 1

    Add what you earn

    Pay, side work, anything that lands in your account each month.

  2. Step 2

    Sort what you spend

    Tell AI Budgie what you spent; it sorts it into your categories. You confirm.

  3. Step 3

    Set the limits

    Pick a number for each category. Adjust it whenever life changes.

  4. Step 4

    Check in monthly

    See what worked, move what did not, and carry the rest forward.

Goal · Emergency fund

Saving $400 a month gets you there by next July.

Change the amount and AI Budgie moves the date, so a goal is a plan instead of a wish.

$0of $6,000
53% saved
Reports

See the pattern, not just the month

Everything you record feeds three charts, so the monthly check-in takes a glance instead of a spreadsheet.

  • Where it wentEach month split by category, with the numbers listed beside it.
  • Plan vs. actualMonth after month, the plan against what happened, with the months that went over in red.
  • One category over timeFollow groceries or dining out and catch one creeping up before it becomes a habit.
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Plan vs. actual
Example data
Plan vs. actual
MonthPlannedActual
Apr$3,200$2,980
May$3,200$3,090
Jun$3,200$3,410
Jul$3,250$3,120
Aug$3,250$3,380
Sep$3,250$3,040
Where it went in Sep
  • Rent61%
  • Groceries20%
  • Dining out11%
  • Transit8%

Start with this month

One month of numbers is enough to see the pattern. The plan follows from there.

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